2015…OMG What Next?

Well, here we are.  Whether 2014 was a great year or not so much, this is a time of reflection.  This post is dedicated to everyone looking forward to what the new year will bring, which brings me to my message.

What we have, spiritually, mentally, physically, financially, or in terms of our relationships, is exactly what WE created or fostered.  This for me is quite sobering.  However, this is my Resolution/Intention going forward.  If it’s something good, I will create more.  If it’s fun, I will do more.  If it’s scary, I will face it and move forward.  If it has angered or upset me, I will let it go.

What I know for certain, is that everyone and everything that I NEED in my life, I already have.  It is entirely up to me to decide where I want to go from here and do the things necessary to ensure my intended outcome.

Check back with us to keep in touch with things that matter.

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What In The World!?!

Community family

Hi, fellow bloggers and blog followers.  Let me tell you a bit about myself first.  I am a financial adviser.  I am self employed and have been since 1999. Right now, I am doing something I very rarely do.  I am at a local laundromat.  For a living, I sit down with people and help them organize their financial lives.  As I sat here,  thinking of what to talk about, I watched and smiled as my feet, leg and laundry cart were assaulted by the kids here with mom, dad, grandparent or whomever.  On comes my light bulb!  I realize that the primary reason for our country’s economic woes is, are you ready?  People are not and have never, for the large majority of the US population, been ‘taught’ about money!

How did this mess get so out of hand?!

Here is my concern.  If the grandparents were not taught, if the parents are not taught and the children (who are the future of this country) are not taught,  what in the world can we possibly expect for our future!?!

In school, children are taught how to read, write, do math (including count money), make bombs, dissect small animals, run for student council president and know north south east and west.  However, when a child gets his or her very first paycheck, do they know that they too should have a budget?  Are they saving for their futures?   Here’s one, do their pay envelopes have instructions?

Here is what I propose.  Let’s make a committment to change this downward spiral in our communities!

Stay tuned as we figure this out together!

Ideas, suggestions, contacts?  Email me at jharmond@barmondenterprises.com

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